OnlyFans payout methods

Get paid efficiently and maximize your earnings by understanding the different OnlyFans payout methods. 

Making money as an OnlyFans Creator can be very rewarding.

But knowing how to get your earnings efficiently is as important as making great content. Knowing the ins and outs of OnlyFans' payout methods will make sure you can maximize your income with minimal hassle.

In this guide, we'll break down everything you need to know about getting paid on OnlyFans.

We'll cover the different payout options available, the minimum amounts you can withdraw, and tips to make sure your bank details are correctly set up. Whether you're just starting or looking to optimize your earnings, we've got you covered.

Let’s explore the best ways to handle your OnlyFans payouts and make the most of your hard-earned money.

Understanding OnlyFans payouts 

Here’s an overview of how OnlyFans payouts work and what you need to know:

• Earnings and fees: OnlyFans retains 20% of your earnings as their fee. The remaining 80% is yours to keep.

• Withdrawal waiting period: You have to wait seven days before you can withdraw your earnings. This waiting period allows for any necessary processing and verification.

• Payout processing time: Once you request a withdrawal, the time it takes for the money to reach your account varies. Depending on the payout method you choose, this can range from a few hours to several days.

• Payout Methods: You can withdraw your earnings through various methods:

  • Bank transfer (ACH): Direct deposit into your bank account.

  • International wire transfer: Suitable for creators outside the primary banking regions.

  • E-wallet transfer: Options like Paxum and Skrill offer digital alternatives.

• Account Ownership: OnlyFans requires that all financial transactions are conducted through your own bank account. Using someone else’s account is against their rules.

• Minimum Withdrawal Amount: To make a withdrawal, your OnlyFans account has to have a minimum balance of $20. This minimum amount may vary depending on the payout method you choose.

• PayPal not accepted: PayPal has a strict policy against using their platform for any form of adult content transactions. This means subscribers can’t pay via PayPal, and Creators can’t withdraw money through it. 

Automatic transfers vs. manual payments

When managing your OnlyFans earnings, you can choose between automatic transfers and manual payments. 

Automatic transfers

Automatic transfer means your earnings are automatically deposited into your linked bank account without you needing to do anything.

OnlyFans doesn’t charge for this service, but your bank might.

Check with your bank to understand any fees they might charge.

• Benefits:

  • Hassle-free and efficient

  • No need to manually request payouts

  • Ensures regular transfers of your earnings

Manual payment

Manual payment gives you control over when and how much money you withdraw. You need to submit a "Pay Out Request" through your OnlyFans profile.

• Benefits:

  • You decide when and how much to withdraw

  • Direct transfer to your bank account

  • No extra fees from OnlyFans for withdrawals

OnlyFans payout methods

Direct Deposit (Bank Transfer)

One of the most common payout methods, direct deposit allows you to receive your earnings directly into your bank account.

It's reliable and widely available, making it a popular choice for many Creators.

Pros:

• Convenient and widely accepted.

• Typically no fees from OnlyFans.

• Secure and direct.

Cons:

• Processing times can vary depending on your bank.

• Requires accurate bank details to avoid delays.

International Bank Transfers

International bank transfers are an option for Creators outside of the primary banking regions. This method ensures you receive your payments no matter where you are.

Pros:

• Available globally.

• Secure and direct.

Cons:

• May have higher fees.

• Longer processing times compared to local transfers.

E-Wallets (e.g., Paxum, Skrill)

E-wallets are a digital alternative to traditional banking methods. They offer flexibility and usually mean faster access to funds.

Pros:

• Fast processing times.

• Can be used for online purchases and transfers.

• Sometimes have lower fees compared to bank transfers.

Cons:

• May not be as widely accepted for all transactions.

• Some e-wallets charge fees for certain activities.

How to change your payout method on OnlyFans

If you’re having payment issues, changing your payout method can help.

Here’s how to do it:

1. Go to the Account tab.

2. Click on Payout Methods.

3. Select Change Default Payout Method.

4. Choose a new default payout method.

By following these steps, you can update your bank details. Any payments after the change will automatically go to your new account.

How to request a payout

To withdraw money from OnlyFans, follow these steps:

How long does it take to withdraw money from OnlyFans?

Withdrawing funds from OnlyFans is straightforward, but the time it takes can vary based on several factors:

OnlyFans processing time:

• Once you request a withdrawal, OnlyFans processes it within a few hours to a few days, depending on traffic and the day of the week.

Bank processing time:

• After OnlyFans sends the money to your bank, it may take a few business days for the bank to process the transfer. The exact time depends on your bank.

Payout method:

• The time it takes to receive your funds also depends on your chosen payout method. Bank transfers are usually faster and easier than other methods.

Conclusion

Managing your earnings on OnlyFans is essential for your success as a creator. By understanding the different payout methods, processing times, and potential fees, you can make informed choices that suit your financial needs.

Whether you prefer direct bank transfers, e-wallets, or other options, staying informed ensures you get the most out of your hard work with minimal hassle.