OnlyFans payout processed: Why isn’t it In my bank yet?
Let’s break down why your money isn’t in your account and what you can do about it.
Ambra A.
Jul 20, 2024
Being an OnlyFans Creator can be rewarding, especially when you get to that “Cha-ching!” moment at the end of the month.
But sometimes, after all your hard work, your payout says it has been “processed,” but the money hasn’t actually shown up in your bank account yet.
Don’t worry—there are several reasons why this might happen. Bank processing times, technical issues, or typos may all have something to do with it.
In this article, we’ll share some insights and provide troubleshooting tips if your OnlyFans payout has been processed, but isn’t in your bank yet.
Processing times
Let’s start by explaining what it means when a payout has been processed.
In your OnlyFans Statements page, you’ll see your Payout Request, Pending Balance, and Earnings. You can request to withdraw your balance on a 7-day rolling basis.
When you see that a payment has been processed, it means that OnlyFans has released your payment. But there’s still some behind-the-scenes action that needs to happen before the money reaches your bank account.
OnlyFans has its own internal processing, which can take time, especially when the platform is handling a high volume of transactions.
Once OnlyFans releases your payment, it’s in your bank’s hands, and banks have their own processing times for incoming transfers.
So, how long does it take for your OnlyFans money to hit your bank? It’ll depend on your bank and the type of transfer. It could take anywhere from a few hours to a few days. Using an e-wallet like Paxum or Skrill is much faster than a standard bank transfer.
Weekends and holidays can also impact processing times. Banks often have reduced staffing or different processing schedules on weekends and holidays, which can cause further delays in getting your hard-earned cash into your account.
Potential issues
Technical issues can sometimes delay your OnlyFans payouts. Let’s shed some light on what might be going on behind the scenes.
Bank morality clauses
The first issue you might encounter is that not all banks accept payments from OnlyFans. In the context of online sex work, some banks and payment processors have introduced morality clauses. These clauses bar transactions linked to adult content or explicit material.
Why? Reasons vary, but it’s mainly about steering clear of any connection with industries or activities viewed as socially controversial or morally objectionable by some stakeholders.
As a result, discussions have sparked about financial discrimination and the rights of sex workers to use banking services without being rejected based on the nature of their work.
Technical problems
If your bank accepts OnlyFans payments, there might still be issues within the banking system itself that can cause delays in processing transfers. Whether it’s a technical glitch, a backlog in transactions, or other unforeseen issues, the banking system doesn’t always run smoothly. Unfortunately, there’s not much you can do except wait it out.
Like any other major platform, OnlyFans experiences errors and server issues, which can cause delays in processing payouts. These glitches are usually resolved quickly, but they can still impact payment times. Luckily, they’re usually quick to address and resolve technical issues on their end.
Incorrect account information
A common issue that might be causing delays is incorrect account information. A simple mistake like a mistyped digit, a misspelled name, or outdated details can stop the payment process entirely.
The good news? This one’s an easy fix. Simply double-check and verify your bank details in your OnlyFans account to ensure everything is accurate. Take time to review your account number, routing number, and any other information.
International transfers
While the internet has made it easier than ever to connect with an international audience, cross-border payments can still be complex. Being aware of how it works can help you set your expectations.
Here’s what you can expect from international money transfers:
Longer processing: Unlike domestic transfers that can zip from one account to another in a matter of hours, international transfers often take a bit more time to make their way through the system. Depending on the countries involved and the banks handling the transfer, it’s not uncommon for international payments to take several business days to complete.
Exchange rates: When you’re dealing with international transfers, exchange rates can affect the final amount you receive. What might seem like a hefty sum in one currency could translate to a bit less once it’s converted into your local currency. While this can be a bit disheartening, it’s simply a reality of doing business on a global scale.
Lower withdrawal thresholds: The minimum you can withdraw is $200 when doing an international bank transfer.
Troubleshooting steps
We've outlined some troubleshooting steps to help you sort out your OnlyFans banking issues quickly as possible:
Wait: We know it's hard to be patient when you're waiting for your money, but often, delays are simply due to processing times Give it a few business days before starting to worry. It’s not uncommon for payments to take a bit longer than expected, especially when dealing with international banking systems.
Check your OnlyFans statement: Make sure the payout shows a specific sent date. This can give you a clearer picture of when the payment was processed and when it will hit your account.
Contact your bank: If you’ve waited patiently and still haven’t seen any progress, it’s time to reach out to your bank. Ask if there are any holds or delays on their end that might be causing the issue.
Reach out to OnlyFans support. If all else fails, get in touch with OnlyFans. You can create a ticket from the Support section in your profile by selecting “My payment has been processed. Where is it?” Their support team will get back to you with a solution.
Why isn’t my OnlyFans payment in my bank?
If your payout shows as processed but the money isn’t in your bank yet, it could be because of technical problems, incorrect information, or bank processing times.
In most cases, it’s just a matter of time before your payment arrives. If the problem isn’t resolved after 5 to 7 business days, you can contact your bank or OnlyFans for more insights.
Want to learn more about when to expect your money from OnlyFans? Check out our article OnlyFans Payments: How Long Does It Take to Get Paid?.
